Understanding RMI Professionals

Every risk management and insurance (RMI) professional is unique.


They can be adults seeking opportunities to enhance their skills, parents returning to education while juggling familial responsibilities, retirees embarking on new learning journeys, and individuals pursuing personal growth and self-improvement.

As such, RMI professionals bring with them a unique set of experiences, motivations, and learning styles as well as specific needs and challenges. For instructors to be successful, they must create instruction that is inclusive, meaningful for and responsive to this diverse audience.

In Introducing Principles of Adult Education, we established some key tenets of adult learning theory to get at how RMI professionals learn and why they seek out educational opportunities. In this section, we address who RMI professionals are, broadly and across generations.

RMI Professionals are

When divided into generational subgroups, other learning preferences emerge. It should be noted, however, that what follows are broad generalizations and that adult educators almost always teach across generations. As such, instructors should consider employing multiple instructional modalities in each session to reach as broad of an audience as possible.

Baby Boomers

  • want instructors to be the approachable experts (Lynch, 2015).

  • are more accustomed to lecture-based instruction that includes a certain degree of dynamism (e.g., participation, reflection, feedback; Panopto, 2017).

  • are comfortable with theory, confident they can put certain aspects of theory into practice.

Gen X-ers

  • want instructors to be the guides (Lynch, 2015), appreciating opportunities to discover outcomes and solutions once instructors have introduced scenarios, challenges, and tools.

  • value some lecture but prefer workshops and seminars where activities like case studies can be facilitated (SeamsCloud, n.d.).

  • insist on instruction that is relevant to their work and is regularly and explicitly framed as being relevant to their work (Wiley University Services, 2022).

Millennials

  • want instructors to be the collaborative guides (Lynch, 2015), seeing themselves as constructing learning and learning opportunities alongside their instructors.

  • know that facts are free and easily Google-able. They want instruction that contextualizes facts, wrapped in relevancy, and provides them with opportunities to apply what they’ve learned.

  • prefer consistent opportunities to engage and appreciate attempts to bring technology into the classroom (Wiley University Services, 2022).

Gen Z-ers

  • want instructors to be partners dedicated to building practical skills.

  • like Millennials, know that facts are easily accessible and only meaningful if they are relevant and applicable, but ultimately look at instruction as a pragmatic means to acquiring essential skills.

  • prefer active learning opportunities and access to educational content that provides pathways for career advancement (Yob, 2023). 

References

Brendza, C. (2016). Learning theories — Which is best for Millennials? TTC Innovations. https://ttcinnovations.com/learning-theories-which-is-best-for-millennials/

Lynch, A. (2015). Generational learning styles. Generational edge. http://www.generationaledge.com/blog/posts/generational-learning-styles

Panopto. (2017, May). Are you ready to support 4 generations of learners? https://www.panopto.com/blog/are-you-ready-to-support-4-generations-of-learners/

SeamsCloud. (n.d.). How do generations learn differently — Gen X. https://www.seamscloud.com/how-do-generations-learn-differently/

Wiley University Services. (2022). Meeting different generational needs for a strong adult learner experience. https://universityservices.wiley.com/meeting-different-generational-needs-for-a-strong-adult-learner-experience/

Yob, P. (2023). The next generation of talent. Insurance Thought Leadership. https://www.insurancethoughtleadership.com/agent-broker/next-generation-talent